Being financially literate – having knowledge and understanding of financial matters—is something many adults struggle with.

Fortunately, learning how to make smart decisions involving money is something that can be – and in Ontario is – taught early.

While coin recognition and the use of money in math has always unofficially started in the primary grades in school, in 2011, the Ontario elementary school curriculum made it mandatory to introduce kids to money concepts beginning in Grade 4. 

Curriculum Highlights

Below we’ve summarized the major highlights from the provincial elementary school Financial Literacy Curriculum within the area of mathematics for Grades 4, 5 and 6.

While the majority of financial literacy lessons are found within the math curriculum, these skills are also developed in other subject areas within the curriculum, including science, social studies, the arts, language, and health and physical education.

Therefore, below you’ll also find a few examples of financial literacy lessons from other curriculum strands outside of math.

To see the financial literacy curriculum in its entirety check out the Ontario Elementary School Financial Literacy document online at the Ministry of Education’s website.

Grades 4, 5, 6

Grade 4- Financial Literacy Curriculum Highlights

Grade 5- Financial Literacy Curriculum Highlights

Grade 6- Financial Literacy Curriculum Highlights


  • Cat Teaches Coins Your preschooler will learn to identify Canadian coins and develop basic math skills with this TVOKids show.
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